The case against Debt

Many of us (who are in debt) would like to get out of debt and go to the Word of God (rightfully so) to figure out what to do. What is not established, though, with the above scenario is the motive. You see, one of the aspects of being holy means to be pure in motive... so it is important to check the motive.

So what does the Bible (which is the exhaustive manual to life in the Kingdom) have to say about debt itself, not to mention how to get out.

Romans 13:8 says "Keep out of debt and owe no man anything, except to love one another; for he who loves his neighbor [who practices loving others] has fulfilled the Law [relating to one's fellowmen, meeting all its requirements]." AMP

Now, the first part of this verse lays it down very heavy. It may not seem like it at first glance but after careful consideration it is strong and explicit.

You see, many of us may agree and say things like "I agree", "I want to buy everything cash", meaning furniture, groceries, etc. "I don't want to have loans outstanding", meaning RCA, student loans, overdraft, etc. But here is where the penny dropped for me... what about the house (bond) and car (on installments)??? To that we respond, "that is different... most people can't afford to buy a house and car cash!"

The thing is... I can't find anything in the Word to justify that response. Romans 13:8, however, clearly seems to cover house and car as well! But then you may object by saying "but how could I ever afford a house and car cash?" I say if you question that, then you must question Sarah giving birth to Isaac at her age, or the Israelites crossing through the Red Sea, or Elijah being fed by birds, or Jesus walking on water ...

The point here is that ALL debt is not natural to a Kingdom citizen. The "how": that is possible is another journey in the Word but before the how, the "why" must be settled clearly in every citizen's mind. The way of the world says that you must get financing for big things, but not so in the Kingdom. The scripture says that a citizen of the Kingdom should currently not owe ANY man ANYTHING and going forward should stay out of that position (of debt). If this is not so, a positive tension should now exist to achieve this position... the motive is pure (from the Word).

There are many modern men of God who understand this characteristic of being a Kingdom citizen and are debt-free. Some of them put up church buildings that cost millions without financing from the banks. What a model! (refer to end of article for some ancient examples as well).

This truth must be the foundation upon which the pursuit of debt-freedom must be built. If you are a citizen, debt is not optional... it is illegal and that must be crystal clear. This truth must first resonate within a Citizen before freedom from debt is even possible. The following verse further cements this truth:

Psalm 37:21 The wicked borrow and pay not again [for they may be unable], but the [uncompromisingly] righteous deal kindly and give [for they are able]. AMP

So the wicked borrow money and remain in that debt... but the uncompromisingly (those that include house and car) righteous (those in right standing with the King and the constitution of the Kingdom) are not only NOT in debt, they are able to take care of all their needs and give! Wow, wow, wow!

As I said above, how this is possible, the keys of the Kingdom that unlock this is a different journey but this Kingdom Life is sounding very exciting even at this point!

Below are some ancient examples of Godly men who obviously ruled finances:

Abraham, father of the nation of Israel, was extremely rich.

Gen 13:2 "Now Abram was extremely rich in livestock and in silver and in gold." AMP

Joseph was able to relocate his ENTIRE family (70 members) during a severe famine ("recession") and PROVIDE FOR ALL THEIR NEEDS!

Gen 45:11 "And there I will sustain and provide for you, so that you and your household and all that are yours may not come to poverty and want, for there are yet five [more] years of [the scarcity, hunger, and starvation of] famine." AMP

Solomon was granted wisdom, and "so much more".

2 Chron 1:12 "Wisdom and knowledge are granted you. And I will give you riches, possessions, honor, and glory, such as none of the kings had before you, and none after you shall have their equal." AMP

Job, was the top tycoon in the East (before & after his trials).

Job 1:3 He possessed 7,000 sheep, 3,000 camels, 500 yoke of oxen, 500 female donkeys, and a very great body of servants, so that this man was the greatest of all the men of the East. AMP